Arlington $0 Down Mortgages: VA vs USDA
Saving up a massive down payment is the biggest obstacle for most renters. You look at Arlington home prices, calculate a 20% down payment, and it feels completely out of reach. But here’s the truth: most buyers don’t need 20% down—and some don’t need a down payment at all. If you’re exploring home financing in Arlington and want to keep more cash in your pocket, government-backed loan programs may be the solution. VA and USDA loans are often called the “$0 down” options—but do they actually work in Arlington? Let’s break it down. VA Loans: The Ultimate Zero-Down Option If you’re a veteran or active-duty service member, this is hands down the best mortgage available. 0% Down Payment: Buy a home without putting any money down. No Monthly Mortgage Insurance: Unlike FHA or conventional loans, VA loans don’t require PMI—saving you hundreds every month. Flexible Credit Guidelines: VA loans are generally more forgiving than traditional bank loans. Arlington has a strong mi...